Proactive financial planning

Proactive financial planning can start with some simple tips such as knowing the "28/36" rule. Allocate 28% of your monthly budget on housing and keep total debt costs such as student loans and credit card payments within 36% of your monthly income.

retirement savings

The experts claim stocks and bonds, for instance should reflect the amount of time you have until retirement and your tolerance for risk. A typical investing rule of thumb is that the percentage of your assets invested in stocks should be 120 minus your age. To put it another way, if you don't need to tap that money for several decades, you may be able to take more risk with it — as long as you have the stomach for the occasional dip in your balance.

If this is farewell photo

J.J. Sowers singer/songwriter/producer and recording artist playing the keys on if this is farewell!

the asian cowboy

Is recording artist J.J. Sowers the Asian cowboy? When will his rumored new recording be released? What ever happened to the leaked internet singles "If this is farewell" and All of my life?

NEW 445,300 LAMBORGHINI

Woo the Aventador LP 700-4 Roadster. The convertible version of the regular old Aventador a high end Lamnorghini with a price tag of 445,300.The convertible Aventador is as radical as any road-going car in production. It looks stunning in photos, and in person it’s overwhelming. The car is wider than a barn, shorter than a Hobbit, with massive 20 and 21-inch wheels that could fit a tractor. The Roadster has the general shape of the coupe, including the low roof line. The engine is a 12-cylinder, 6.5-liter, naturally aspirated monster. It has 691 horsepower and 509 pound-feet of torque. The car is also capable of a mind-bending 217 mph, with the roof up or down. Awesome!